A microfinance platform for Export Credit — create loans, disburse funds, manage repayments, calculate interest, generate reports, and manage documents — all from one streamlined interface.
Client
Export Credit
Year
2025
Category
Fintech
Export Credit needed a robust platform to manage their microfinance operations digitally. Manual processes were slowing down loan approvals, making tracking difficult, and creating compliance risks.
We built a comprehensive microfinance platform using Laravel that handles the complete loan lifecycle — from application and approval, through disbursement, to repayment tracking. The system automatically calculates interest based on configurable rates, generates amortization schedules, and tracks every payment against outstanding balances.
The platform also includes a full document management system for storing and organizing loan agreements, identity documents, and compliance paperwork. Detailed reporting provides real-time visibility into portfolio health, delinquency rates, and financial performance.
Create and configure loans with flexible terms, interest rates, grace periods, and repayment schedules tailored to each borrower.
Process loan disbursements with integrated payment API — track every outgoing payment with full audit trail.
Track repayments against schedules, handle partial payments, late fees, and automatic balance recalculation.
Configurable interest engines supporting flat rate, reducing balance, and compound interest methods with automatic computation.
Secure upload, storage, and retrieval of loan documents, ID proofs, agreements, and compliance paperwork.
Comprehensive reports on portfolio performance, delinquency, disbursements, collections, and financial summaries.
Backend framework & API
Relational database
Payment processing & disbursement
Whether it's a mobile app, web platform, or enterprise system — let's discuss how we can bring your idea to life.
