Portfolio/Score
Fintech Platform

Score

A credit scoring platform — company listings, customer registration, credit history checks, intelligent scoring engine, loan & financing management, and detailed reports.

React Laravel MySQL

Client

Score

Year

2025

Category

Fintech

score.co.com
Overview

Democratizing Credit Access

Traditional credit scoring systems are opaque and inaccessible. Score needed a modern platform that makes credit assessment transparent, fast, and accessible to both lenders and borrowers in emerging markets.

We built a full-stack credit scoring platform using React on the frontend and Laravel on the backend. The system allows companies to register and list their business profiles, customers to apply for credit, and the scoring engine to analyze credit history, financial data, and alternative data points to generate comprehensive credit scores.

The loan and financing module manages the entire lifecycle from application through approval, disbursement, and repayment tracking. Detailed reports give lenders real-time visibility into portfolio risk, default rates, and collection performance.

Key Features

What We Built

Company Listings

Companies register and create detailed profiles with business information, financials, and documentation for credit assessment.

Customer Registration

Streamlined onboarding with KYC verification, document upload, and personal/business information collection.

Credit History Check

Pull and analyze credit history from multiple sources, displaying comprehensive reports on past borrowing and repayment behavior.

Credit Scoring Engine

Proprietary scoring algorithm that weighs financial data, payment history, and alternative data to generate accurate credit scores.

Loan & Financing

End-to-end loan management — application, approval workflow, disbursement, repayment scheduling, and collections tracking.

Reports & Analytics

Comprehensive dashboards with portfolio analysis, risk metrics, default predictions, and collection performance reports.

Technology

Tech Stack

React

Interactive frontend UI

Laravel

Backend API & business logic

MySQL

Relational database

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